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HomeNo-Cost Solar vs. Solar Loan in Michigan | Salam Solar

No-Cost Solar vs. Solar Loan in Michigan | Salam Solar

Solar for Michigan homeowners — No upfront cost • No loans • No interest-based financing hello@salamsolar.com  ·  English & Arabic support
Michigan homeowners · Solar comparison

Most “free solar” ads in Michigan are 25-year loans.

Here is exactly how to tell the difference — and why our offer is structured to keep your name off the loan paperwork.

✓ $0 upfront — no deposit, no install fee
✓ No loan, no credit pull, no interest
✓ English & Arabic support, every step
✓ Response within 1 business day
Check if my home qualifies →

Free home eligibility check

Send your basics — we’ll review and tell you straight if your home qualifies.

Salam Solar Lead Capture

No commitment. No credit pull. No hard sell.

$0 upfrontNo deposit, no install fee
No loanNo credit pull, no monthly debt
EN & AR supportEnglish + Arabic, every step
5-min reviewResponse within 1 business day
The trick

How “free solar” actually works in most Michigan ads

When a Michigan solar ad says "no upfront cost," nine times out of ten what they mean is "you take a 25-year loan and use the loan to buy our panels." You owe the bank, not them.

  • Hard credit pull required to qualify
  • New monthly debt added to your name
  • 20–25 years of interest on top of the panel cost
  • You owe the loan even if the panels underperform
  • "Free installation" usually means the install labor is rolled into the loan, not waived
How we are different

Salam Solar PPA — you pay only for clean power produced

Our offer is a power purchase agreement (PPA). We install, own, and maintain the system. You pay a per-kWh rate for the clean energy it generates — like a utility, but cheaper. No loan, no debt, no interest.

  • No hard credit pull
  • No monthly debt added to your name
  • No interest of any kind
  • We own and maintain the system — warranty and repairs are on us
  • Faith-conscious structure — happy to walk through with your imam, attorney, or family advisor
Common questions

Honest answers, no fine print

How do I tell if a “free solar” offer is actually a loan?
Look for any mention of credit check, financing partner, monthly payment to a finance company, APR, or loan term in years. If any of those appear in the agreement, it is a loan. Our agreement contains none of those.
Why would the PPA structure save me money if I never own the panels?
Because the system owner (us) claims federal tax credits and depreciation, we can offer a lower per-kWh rate than DTE’s utility rate. You get cheaper power without taking on the financial risk of buying panels.
Is there a hidden balloon payment or escalator?
Final terms are spelled out in writing before you sign. Some PPAs include a small annual rate escalator, others are flat. We walk you through it clause by clause — if anything surprises you, do not sign.
What if a competitor calls our PPA a “lease”?
A PPA is not a lease — in a lease you pay for the equipment, in a PPA you pay only for the power produced. The difference matters for halal review and for federal tax purposes.
Ready when you are

Find out if your Michigan home qualifies — in 5 minutes.

Free, no commitment. Whether you move forward or not, the review is yours to keep.

✓ $0 upfront — qualifying homes only
✓ No credit pull, no loan paperwork
✓ English or Arabic walk-through
✓ Response within 1 business day

Home eligibility check

Send your basics — we’ll review and confirm.

Salam Solar Lead Capture

Check if my home qualifies →
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